Top Menu

Archive | New product

Let us match any other loan offer

Are you really getting the best deal when you borrow from commercial lenders? 

Are you a credit union member and still borrowing from other sources? Bank loans? Credit cards? Store cards? Even a car loan?

Ask us about switching your loan to OCU and we’ll tell you if we can match – or more than match – the terms you are getting now or those you have just been offered by another lender.

You switch – we match!

OCU can match or beat any written quote that you have for a loan: so give us a call just to check.

Transferring your loan to your credit union could mean:

  • A single regular repayment
  • Lower interest rates, from just 12.8% APR for loans over £2,000
  • Early repayment without penalty
  • Borrowing from an ethical lender

Contact our office five days a week to see how they can help. Call 01865 777 757 or email

Continue Reading

Child Benefit Savings & Loan Plan


Savings after your loan is paid (based on £500 loan over 50 weeks)

1 Child – £20.70 per week = £435.00
2 Children -£34.40 per week = £1120.00
3 Children – £48.10 per week = £1805.00

At a 42.6 % APR compared to a doorstep lender at 399.7 % APR.

Download and complete the Child Benefit Savings And Loan Application Form.

Attach proof of ID and proof of address and send it to Oxfordshire Credit Union.

Contact the Child Benefit office and redirect your payments to the bank details, which you will find in the Child Benefit Savings And Loan Application Form

Make sure you let us know your 10 digit Child Benefit reference number. This will be on the notification letter or other papers you have from the Child Benefit Office.

Once we’ve received your 1st Child Benefit payment your loan will be processed and paid by BACS to your nominated bank account which can take up to 3 working days to clear.

*Child Benefit loans can be renewed after a minimum of 5 months.


Continue Reading

Copyright © Oxford Credit Union Limited, 2014

Privacy Policy | Website Terms & Conditions | Cookie Policy