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Why would I join a Credit Union?

  1. A Credit Union is an ethical alternative to banks – you save and your savings are used to lend to other members in Oxfordshire. Your money doesn’t get used for other purposes.
  2. You can borrow at fair rates – and certainly better than many high-cost lenders. It’s also flexible, we lend smaller amounts, let you pay off early and because you are saving whilst you borrow – you end up with a cash buffer when you’ve paid off your loan, making you more financially resilient in future.
  3. Having savings and some financial security is good for you and for your family
  4. We don’t lend more than you can afford to repay.
  5. People understand the benefits of “shopping local”, this is “saving and borrowing local”.

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