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Terms and conditions – employee payroll deduction scheme referral scheme

These Terms and Conditions create an agreement between Oxfordshire Credit Union, the referrers and referees with regards to the Oxfordshire Credit Union Referral Programme – employee payroll deduction scheme. To participate, Oxfordshire Credit Union referrers and referees must agree to these Referral Terms, which become part of the Oxfordshire Credit Union Terms.

For the purpose of these Terms and Conditions, please observe the following terminology:

Referrer: The person who has introduced a colleague to the Oxfordshire Credit Union services.

Referee: The person who has been introduced to the Oxfordshire Credit Union services by a member.

Referral Terms: The Terms and Conditions which have been listed here.

Oxfordshire Credit Union website

Terms and Conditions

  1. Any colleagues that you refer must be new members at Oxfordshire Credit Union.
  2. The referee needs to take an introductory loan of £2,000 which is payable over 24 months.
  3. The £100 referral bonus will be credited to the referrer and referee’s account, but withdrawals will not be accepted until the loan has been repaid.
  4. If the referee receives multiple referral links, only one referral link can be used per loan.
  5. Any personal details provided in connection with the Referral Programme will be processed in accordance with our Privacy Policy. It is important that you carefully read and understand this information.
  6. All data collected by us will be used and processed exclusively within the framework of the current Dutch and European Union data protection laws and in accordance with our data protection and privacy policies.
  7. Oxfordshire Credit Union can terminate the Referral Programme or a person’s ability to participate at any time for any reason and without notice.
  8. Oxfordshire Credit Union reserves the right to suspend accounts or refuse a loan if we notice any activity we believe fraudulent, improper, or unlawful or if we have reason to assume you are in breach of these Referral Terms. Oxfordshire Credit Union reserves the right to review and investigate all referral activities and to suspend accounts or modify referrals as deemed fair and appropriate.
  9. Oxfordshire Credit Union reserves the right to, at all times, amend these Referral Terms by publishing an amended version on the Oxfordshire Credit Union website.
  10. You are free to decide whether or not to accept a revised version of these Referral Terms. If you do not agree to any revised version of these Referral Terms, your sole recourse is to stop your participation in the Referral Programme.
  11. Except as otherwise expressly stated by us, participation in the Referral Programme is subject to, and constitutes your acceptance of, the version of these Referral Terms in effect at the time of your participation in the Referral Programme.


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