Anyone who works for an employer who has a partnership agreement with us is eligible to apply for an introductory loan straightaway.
Check that your employer has a Payroll Deduction Scheme with OCU
Download and complete the Payroll Deduction Loan form on the apply now button and send to OCU
Attach an account opening form with proof of ID and proof of address and send it to Oxfordshire Credit Union if you are not already a member.
Apply for a loan via the saver loan page and we will notify you whether your loan application has been accepted.
Your chances of approval will depend on the type of loan you have applied for and your circumstances.
All loan decisions are taken based on our loan policy and made by a person, not a computer, and so we will always try to take your individual situation into account. In cases where we canâ€™t approve the full amount applied for, we may be able to offer you a lesser amount, or an alternative rate.