Banking

Our Alternative to Bank Debit Cards

Credit cards and overdrafts are very convenient, but can be very expensive and difficult to clear. The Credit Union offers a real alternative payment card product with our Engage Visa Card partners.

You can use the Engage Visa Card in much the same way as a debit or credit card, to purchase goods or services online, or in stores or restaurants, anywhere that displays the VISA symbol. You can get cashback in shops or withdraw money from ATM's at home or abroad. Unlike a credit card, this card doesn't let you go over limit, and has a fixed and open charging structure.


The Engage Classic Account

  • FREE to apply for a card (you can also have an additional card for free too)
  • FREE for any purchases made within the UK
  • FREE mobile app available on Android and iPhone
  • Engage Envelope Money Management Tool
  • Earn up to 15% cashback with Engage rewards partners
  • FREE to set up a standing order
  • FREE email alerts to help you track your spend


The Engage Classic Visa debit card and account

Engage is the national brand for all credit union banking and payment services. Engage is a Visa debit card and account that truly benefits the credit union member. There are no nasty hidden charges and fantastic rewards that mean you can save money on your everyday shopping.

The Engage account and Visa debit card works just like an account from a high street bank but is only available from your Engage credit union. You can use your Engage card to shop, pay bills and save money with our cashback rewards program.